The Canada Workers Benefit (CWB) is a valuable refundable tax credit designed to support low-income workers across Canada. With a one-time advance payment of up to $566 in May 2025, this benefit can make a significant difference in managing monthly expenses. This guide explains who qualifies, how much you can receive, and how to apply quickly and correctly.
What is the Canada Workers Benefit (CWB)?
The CWB is a federal financial assistance program aimed at helping Canadians with modest incomes. Unlike other tax credits, the CWB is refundable—so even if you don’t owe any taxes, you could still receive the payment as a direct deposit.
In 2025, eligible individuals and families can claim:
- Up to $1,428 for single individuals
- Up to $2,461 for families
- An additional $737 disability supplement for those who qualify
One major advantage is the advance payment system, with up to $566 disbursed in May 2025.
Eligibility Criteria for CWB in 2025
To qualify for the Canada Workers Benefit, applicants must meet the following conditions:
1. Age and Residency Requirements
- Must be at least 19 years old by May 31 of the tax year
- OR live with a spouse, common-law partner, or dependent child
- Must be a Canadian resident for the entire tax year
2. Income Thresholds
- Single individuals: Adjusted net income must be below $33,015
- Families: Adjusted net income must be below $43,212
3. Who Is Not Eligible
- Full-time students (unless supporting dependents)
- Individuals incarcerated for 90 days or more during the year
- Those with income that doesn’t meet the CRA’s “earned income” definition
How to Apply for the $566 CWB Payment
Step 1: File Your Tax Return
You must file your annual tax return, even with no taxable income, and complete Schedule 6 to determine your CWB eligibility.
Step 2: Request Advance Payments
- Fill out Form RC201 to estimate your yearly entitlement and request advance payments
- Apply via:
- CRA My Account (fastest method)
- Mail: Send completed RC201 form to the Canada Revenue Agency
Step 3: Keep Information Up to Date
Any changes in marital status, dependents, or income should be promptly updated with the CRA to avoid overpayments or missed benefits.
Quick Reference Table: Canada Workers Benefit 2025
| Aspect | Details |
|---|---|
| What is the CWB | Refundable tax credit for low-income earners |
| Max Amount | $1,428 (single), $2,461 (family), $737 (disability supplement) |
| Eligibility | Must be 19+, Canadian resident, within income thresholds |
| Application | File taxes + Schedule 6 + Form RC201 for advance payments |
| Key Payment Dates | January 10, 2025; May 10, 2025; July 11, 2025 |
| CRA Resource | Canada Workers Benefit – CRA Website |
Pro Tips to Maximize Your CWB Benefits
- Always double-check your application for errors
- Keep digital or paper copies of all submitted forms
- Regularly monitor your CRA My Account for updates
- File early to avoid delays in payment
Conclusion
The $566 Canada Workers Benefit payment in May 2025 is a vital form of support for low-income Canadians striving for financial security. By meeting the eligibility criteria, filing your taxes correctly, and staying updated with the CRA, you can maximize your benefits and reduce financial stress. Don’t miss your chance to take advantage of this government-backed credit—file early and stay informed.
Frequently Asked Questions
1. What is the deadline to apply for the May 2025 CWB payment?
There is no separate deadline, but you must file your 2024 tax return and complete the required forms before the CRA’s processing cutoff, usually in early spring.
2. Can I still get the CWB if I don’t owe any taxes?
Yes. The CWB is refundable, meaning you can receive it even with zero taxable income as long as you qualify.
3. Do both spouses need to apply separately?
No. Only one person in the household needs to apply, but their total family income will be used to assess eligibility.
4. Will I receive the full $566 if I qualify?
Not necessarily. The advance payment is up to $566 and depends on your income and situation, based on your previous year’s tax return.
5. Can I receive the disability supplement automatically?
You must meet CRA’s disability eligibility criteria, usually by being approved for the Disability Tax Credit. If eligible, the $737 supplement is added automatically.